YOUR PRIVACY RIGHTS
(Effective November 8, 2012)
1. Information Mckinney Gathers
We occasionally review common website statistics gathered by our site (and virtually all websites), including time and length of visits, pages visited, referring websites, and general internet service provider information. We do not collect any personal information about you unless you provide it to us. There are a number of different ways that Mckinney receives and collects statistical and personal information from you. These may include, but are not limited to:
a. Personal Information Provided to Us. We receive and store any information you give us when you: (i) use the online “Request Information” form; (ii) use the online login form; (iii) use the online credit application; or (iv) telephone or email us to request assistance with or information about our products or services. Additionally, if you communicate with us by e-mail or otherwise, complete any other online form, survey or entry, provide information outside of the membership registration process or online credit application, or otherwise interact with or use the features on the Mckinney website, any information you provide (including your name, postal address, telephone number, Internet Protocol address or e-mail address) may be collected by Mckinney. Information you provide us may be used to better serve you, provide a valuable online experience, to help us operate the Mckinney website effectively, to communicate with you about our products, services and special promotions, to verify your credit status, or to customize future services for you.
b. Automatic Information. Whenever you enter the Mckinney website, our web server (which may be hosted by a third-party) automatically collects and aggregates information ("Automatic Information") with respect to your visit. Automatic Information may include URLs or domains of referring websites, operating systems, identity of your internet service provider, browser type, operating system, the pages that you access and the date and time of your visit.
We use Automatic Information for statistical and marketing purposes as well as to improve our understanding of our Users and their preferences. We also use it to develop our website and audit its use.
3. When Mckinney Shares Information It Receives
We are not in the business of selling User information to others. We do share User information, however, in connection with the ordinary operation of our business, which may include the following:
a. Product and Service Providers. We may use personally identifiable information collected through the Mckinney website for the specific purposes for which the information was collected, to contact Users regarding products and services offered by Mckinney, and to otherwise enhance the User’s experience with Mckinney. We may also use information collected through the Mckinney website for research regarding the effectiveness of the Mckinney website and the business planning, marketing, advertising and sales efforts of Mckinney.
b. Protection of Mckinney and Others. We may disclose personally identifiable information at the request of law enforcement or governmental agencies or in response to subpoenas, court orders or other legal process, to establish, protect or exercise Mckinney’s legal or other rights or to defend against a legal claim or as otherwise required or allowed by law. We may disclose personally identifiable information in order to protect the rights, property or safety of you or any other person. Mckinney may disclose personally identifiable information to investigate or prevent a violation by a User of any contractual or other relationship with Mckinney or the perpetration of any illegal or harmful activity. We may also disclose aggregate, anonymous data based on information collected from Users to investors and potential partners.
c. Quality Assurance. We may record and reproduce information you provide and records created by your use of the Mckinney website for quality assurance and technical assistance purposes or for verifying a User’s compliance with this Agreement or the law. We may also combine the information you provide with information derived from other Users to create “aggregate data” that we use internally.
d. Trusted Affiliates. We may disclose personally identifiable information collected from Users to its trusted affiliates, independent contractors and business partners who will use the information for the purposes outlined above, as necessary to provide the services offered by Mckinney and to provide the Mckinney website itself, and for the specific purposes for which the information was collected. Our providers will have access to member information only to the extent that it assists them in performing their functions for our Users and customers.
e. Merger or Sale of Business. We may disclose or transfer personally identifiable information collected from Users in connection with or in contemplation of a sale of our assets or business or a merger, consolidation or other reorganization of its business.
4. Security of Your Information
We work to protect the security of your information by using the same industry standard security measures we use to protect our own proprietary information. In addition, Mckinney is not in the business of selling customer information; therefore, you can be assured that your information will not be sold in the normal course of Mckinney’s business. However, Mckinney does not and cannot ensure, warrant or guarantee the security or integrity of any information transmitted to us over the internet or stored on our systems. While we endeavor to keep confidential information secure, no security measures are perfect or impenetrable, and Mckinney cannot guarantee that the information submitted to, maintained on or transmitted from its systems will be completely secure. Mckinney is not responsible for the circumvention of any privacy settings or security measures relating to the Mckinney website by any Users or third parties.
5. How You Can Remove or Modify Information (Opt-Out)
6. Your California Privacy Rights
We are not required to maintain or disclose a list of the third parties that received your personal information for marketing purposes during the preceding year.